Cirrus SR20 (G3, IO-360-ES)
Continental IO-360-ES, 200 hp
The Cirrus SR20 is the smaller Cirrus. Production started in 1999 and has continued through G1, G2, G3, G6, and G7 generations. The volume used-market SR20 is the G3 (2008-2016) with the Continental IO-360-ES engine at 200 horsepower. Later G6 and G7 aircraft moved to the Lycoming IO-390-C3B6 at 215 hp. The SR20 shares the composite airframe, CAPS whole-airframe parachute, and Garmin Perspective avionics with its larger SR22 sibling. The SR20 is the entry-level Cirrus for buyers who want CAPS safety and modern composite construction at lower acquisition cost than the SR22.
Used market prices in mid-2026 run $200,000 to $475,000 for flyable SR20s depending on generation, year, hours, and avionics. The SR20 trades at meaningful discount to comparable SR22s and slightly above the Diamond DA40 and other modern four-seat singles. CAPS repack costs and Cirrus Authorized Service Center relationships are dominant ownership variables. Cirrus Owners and Pilots Association (COPA) is the essential type club. This page covers what an SR20 actually costs to own.
History
Cirrus Design introduced the SR20 in 1999 as the first all-composite production single-engine airplane with a whole-airframe parachute system (CAPS). The SR20 launched the Cirrus production family and was followed by the higher-power SR22 in 2001. Both share airframe components, avionics, and the CAPS system. The SR20 has typically been positioned as the trainer and entry-level Cirrus.
Production has run continuously through generation transitions. The G1 (1999-2003) used Continental IO-360-ES at 200 hp with first-generation avionics. The G2 (2004-2006) refined the airframe and cabin. The G3 (2007-2016) introduced the Garmin Perspective glass cockpit. The G6 (2017-onwards) moved to a Lycoming IO-390-C3B6 at 215 hp with refined Perspective Touch+ avionics. The G7 (2024-onwards) is the current production variant.
Total SR20 production exceeds 2,000 aircraft, with the volume being G3 and earlier. The SR20 fleet is well-supported by Cirrus Service Centers and the COPA community. CAPS repack at 10-year intervals is a structural ownership cost that distinguishes Cirrus ownership from other modern singles. The fleet has accumulated 25+ years of operational experience and remains in active demand.
Variants
Cirrus SR20 G1 / G2 (1999-2006)
1999-2006Early SR20 production. Avidyne or Garmin Perspective panels (later production). Used market $200,000 to $290,000.
Cirrus SR20 G3 (2007-2016)
2007-2016Garmin Perspective glass cockpit standard. Volume used-market variant. Used market $260,000 to $370,000.
Cirrus SR20 G6 / G7 (2017-present)
2017-presentModern production. Lycoming engine replacing Continental. Perspective Touch+ avionics. New from Cirrus above $700,000. Used market $380,000 to $475,000.
Performance
The SR20 G3 cruises at about 144 KTAS at 75% power, burning 11 gph of 100LL. At long-range cruise (65%), the airplane drops to about 134 KTAS on 9.5 gph. The G6/G7 with the Lycoming IO-390 cruises about 5 knots faster at similar fuel burn. The SR20 is slower than the SR22 (by about 30 to 40 knots at the same power setting) but the composite airframe and modern panel make the cross-country experience meaningfully better than older-generation Cessnas or Pipers in the same speed class.
Useful load on an SR20 is about 800 to 900 pounds. Full fuel (56 gallons usable) leaves about 470 to 560 pounds for people and bags. Four-seat capacity is technically rated but practical loading is 2 to 3 adults plus full bags or 4 adults plus minimal bags. Range with reserves is about 700 nm at long-range cruise. The SR20 is well-suited to family weekend trips, training, and personal cross-country.
Powerplant
The Continental IO-360-ES is the engine on G3 and earlier SR20s. Six-cylinder, horizontally opposed, fuel-injected, direct-drive piston rated at 200 hp at 2,700 RPM. Continental's published TBO is 2,000 hours (2,200 hours for serial number 1006000 and later) per Continental Service Information Letter SIL 98-9E. The G6 and G7 use the Lycoming IO-390-C3B6 with 2,000-hour TBO per Lycoming SI 1009 BE.
Field overhauls at Western Skyways or other reputable shops run $35,000 to $48,000 for the Continental IO-360-ES in 2026 prices. Lycoming IO-390-C3B6 overhauls run $42,000 to $55,000. Both engine families have universal parts and shop support. The Hartzell three-blade aluminum or composite propeller standard on SR20s requires overhaul concurrent with the engine at $3,000 to $5,500.
Oil consumption on healthy SR20 engines runs about 0.2 to 0.4 quarts per hour. Both Continental IO-360-ES and Lycoming IO-390-C3B6 reach TBO routinely when operated regularly. CAPS repack at 10-year intervals is a separate cost item discussed in the CAPS section.
Cost of ownership
Plan on $225 to $310 per flight hour at 100 hours a year of utilization, all-in. The SR20's operating cost reflects the composite airframe, modern panel, and CAPS repack reserve. Fuel and oil run about $62 to $80 per hour at 11 gph and $5.50 to $7 for 100LL. Engine overhaul reserve is $18 to $24 per hour. Prop reserve adds $1.50 to $2.75 per hour. Airframe maintenance reserve is $20 to $35 per hour. CAPS repack reserve (10-year cycle) amortizes at $5 to $10 per hour at 100 hours/year utilization.
Annual fixed costs (hangar, insurance, annual inspection) add another $90 to $150 per hour at 100 hours a year of utilization. Insurance on the SR20 is moderate. CAPS reduces some underwriter risk. First-time Cirrus owners pay $3,500 to $6,000 a year typically. Established SR20 pilots pay $2,500 to $4,500.
Acquisition cost in mid-2026: G1/G2 SR20s trade $200,000 to $290,000. G3 SR20s trade $260,000 to $370,000. G6/G7 SR20s trade $380,000 to $475,000. New SR20 G7 from Cirrus starts above $700,000.
Cirrus Owners and Pilots Association (COPA) is essential. Annual dues run about $90. COPA Cirrus Embark training and recurrent programs are typically required by insurance underwriters for first-year coverage.
| Fixed cost | Range | Frequency |
|---|---|---|
| Hangar (smaller field) | $300–$700 | monthly |
| Annual inspection (composite, G1000) | $3,000–$6,500 | annual |
| Insurance (established Cirrus pilot) | $2,500–$4,500 | annual |
| Insurance (first Cirrus) | $3,500–$6,000 | annual |
| COPA dues + Embark training | $2,000–$3,500 | annual |
| CAPS repack (every 10 years) | $15,000–$20,000 | per-event |
Estimate the cost for your situation
Defaults are pre-filled for the Cirrus SR20 (G3, IO-360-ES). Tweak fuel price, hangar, insurance, and hours to match your scenario.
Common issues & gotchas
CAPS repack scheduling
highCAPS repack required every 10 years at $15,000 to $20,000. Pre-buy must verify CAPS status and remaining time before next required repack. Aircraft with imminent CAPS repack trade at meaningful discounts.
Composite airframe inspection
moderateComposite construction requires specific inspection techniques. Most maintenance shops have Cirrus experience but the inspection is different from metal airframes. Pre-buy inspection should be done by Cirrus-experienced personnel.
Avionics generation transitions
moderateSR20s have been through Avidyne, Garmin Perspective, and Perspective Touch+ avionics. Software currency and database subscriptions vary by panel generation. Pre-buy avionics inspection should verify panel currency.
Type-specific transition training
moderateCirrus handling differs from traditional GA singles. COPA Cirrus Embark training is functionally required by insurance for first-year coverage. Plan training investment as core acquisition cost.
Hangar requirements
lowCirrus composite airframes benefit from hangar storage to reduce UV exposure on the composite. Tie-down acceptable but reduces airframe longevity over decades.
Engine variant transitions
moderateG6+ SR20s use Lycoming IO-390 rather than Continental IO-360-ES. Verify engine variant during pre-buy. The Lycoming IO-390 has different overhaul economics and parts support.
Who it's for
Good fit for
- ✓ First-time Cirrus owners who want CAPS safety at lower acquisition cost than SR22
- ✓ Family operators flying 100 to 200 hours a year on cross-country routes
- ✓ Buyers who value modern composite airframe and current production support
- ✓ Pilots stepping up from a Cessna 172 or Cherokee to modern composite construction
- ✓ Owners committed to COPA membership and Embark recurrent training
Less good for
- ✗ Buyers who want maximum cross-country performance (SR22 delivers 30+ KTAS more)
- ✗ Pilots cross-shopping a Diamond DA40 with comparable performance and lower acquisition cost
- ✗ Owners who don't want to deal with CAPS repack reserve
- ✗ First-time owners without structured Cirrus transition training and insurance planning
The verdict
The Cirrus SR20 is the entry-level modern composite single with CAPS safety. The combination of composite airframe, modern panel, and whole-airframe parachute is unique in the four-seat single market. For buyers who specifically want a Cirrus and don't need the SR22's additional performance, the SR20 delivers Cirrus capability at lower acquisition and operating cost.
But the SR20 isn't the most-efficient four-seat single in its acquisition range. A Diamond DA40 delivers similar performance with composite construction at lower acquisition cost. A used SR22 G3 trades at modest premium and delivers meaningfully more cross-country capability. The SR20 wins on cabin comfort, CAPS safety, and the Cirrus support ecosystem. It loses on outright performance and acquisition value relative to alternatives. Pick the SR20 when you specifically want a Cirrus and budget doesn't stretch to an SR22.
Cross-shop these
- cirrus-sr22
Larger Cirrus sibling with 310 hp Continental IO-550. Faster cross-country, higher cost. Cross-shop directly.
- Cirrus SR22T →
Turbo SR22 with altitude capability. Higher acquisition and operating cost.
- Diamond DA40 (IO-360-M1A) →
Modern composite four-seat alternative. Lower acquisition cost. No CAPS.
- Cessna 172S Skyhawk →
Older-design four-seat alternative. Much lower acquisition cost. Traditional construction.
- piper-pa-28-181-archer-ii-iii
Piper four-seat alternative. Lower cost. Traditional construction.
Type club
Cirrus Owners and Pilots Association (COPA) →Essential type club for Cirrus owners. Annual dues run about $90. COPA Embark and recurrent training programs typically required by insurance underwriters. Active forum and substantial Cirrus-specific knowledge base.
Frequently asked
How much does a Cirrus SR20 cost? +
Used market in mid-2026: G1/G2 SR20s $200,000 to $290,000, G3 SR20s $260,000 to $370,000, G6/G7 SR20s $380,000 to $475,000. New SR20 G7 from Cirrus starts above $700,000.
What's the typical fuel burn for an SR20? +
About 11 gph of 100LL at 75% cruise on the G3 with Continental IO-360-ES, 9.5 gph at long-range cruise. G6/G7 with Lycoming IO-390 burns slightly less at similar power.
SR20 vs SR22: which should I buy? +
The SR22 has a 310 hp Continental IO-550 versus the SR20's 200-215 hp engines. SR22 cruises 30 to 40 knots faster, has more useful load, and trades $100,000 to $250,000 higher in the used market. Pick the SR20 if budget matters and you don't need maximum cross-country performance. Pick the SR22 if you want the volume Cirrus.
What's the CAPS repack cost? +
CAPS repack runs $15,000 to $20,000 every 10 years. Pre-buy must verify CAPS status. Aircraft with imminent CAPS repack trade at meaningful discounts.
Is the SR20 a good first airplane? +
It can be a good first airplane for buyers who want modern composite construction, CAPS safety, and current production support. Insurance for first-time Cirrus owners runs $3,500 to $6,000 a year typically. COPA Embark training is functionally required.
What's the engine overhaul cost on an SR20? +
Plan on $35,000 to $48,000 for the Continental IO-360-ES (G3 and earlier). Lycoming IO-390 (G6+) runs $42,000 to $55,000.
Data sources
- Engine: Aviation Consumer Cirrus SR20
- Fuel burn 65%: Aviation Consumer SR20
- Fuel burn 75%: COPA SR20 fuel burn + Aviation Consumer
- Oil consumption: Continental IO-360 operator's manual + Air Power IO-360-ES
- Engine TBO: Continental SIL 98-9E (Aug 20 2015)
- Prop TBO: Hartzell SL HC-SL-61-61Y Rev 12 (Aug 16 2018)
- Engine overhaul: Aviation Consumer SR20 + JB Aircraft Engines Continental price list
- Prop overhaul: Backcountry Pilot CS prop
- Airframe reserve: COPA SR22 cost-per-hr + HangarMath (closely comparable airframe)